Prestige Parklane Payment Plan

Prestige Parklane Payment Plan

The Prestige Parklane Payment Plan is an easy and flexible way to pay for your dream home built by the Prestige Group in KIADB Phase 2, Devanahalli, North Bengaluru. This big township offers 1, 2, and 3 BHK flats starting at ₹70 Lakhs*. Instead of asking for all the money at once, the builder lets you pay in small parts as the building gets built.

Knowing how this payment setup works helps you plan your money easily and get the best deal before prices go up.

Breakdown of the Prestige Parklane Construction-Linked Payment Schedule

The payment plan for Prestige Parklane is connected to building progress. This keeps your money safe because you only pay when real work is done on the site.

Payment StagePercentage to PayDetails
Booking Amount10%Pay to book your favorite flat.
Agreement Signing10%Pay when you sign the official legal papers.
Foundation & Excavation10%Pay when the land digging and base work finish.
Plinth & Substructure10%Pay when the ground floor base is done.
Superstructure Slabs30% – 40%Pay in equal parts as each floor roof is cast.
Blockwork & Plastering10% – 15%Pay when wall building and plastering finish.
Finishing & Flooring5% – 10%Pay when tile laying, painting, and fitting start.
Possession & Handover5% + Extra TaxesFinal payment when you get your house keys.

Financial Planning & Custom Payment Options

Planning your money helps you know how much you need to pay at each stage of construction. Here is a simple table showing how you pay for a ₹70 Lakh flat over a standard 4-year building plan:

Building StageTime Taken (Approx.)Stage Payment %Total Paid %Total Amount Paid (Base Price)
Booking & EOIDay 110%10%₹7.0 Lakhs
Agreement & ExcavationYear 120%30%₹21.0 Lakhs
Substructure & SlabsYear 230%60%₹42.0 Lakhs
Masonry & PlasteringYear 320%80%₹56.0 Lakhs
Finishing & HandoverYear 420%100%₹70.0 Lakhs

Note: These amounts show only the basic price of the flat. Government taxes, registration fees, and maintenance charges will be extra.

Additional Costs to Keep in Mind

Apart from the basic price of the flat, you must keep extra money ready for these costs:

  • GST Tax: Government tax added on top of building costs.
  • Stamp Duty & Registration: Fees paid to the Karnataka government to register the home in your name.
  • Maintenance Deposit: A one-time fund taken during key handover to care for the park and clubhouse.
  • Preferred Location Charge (PLC): Extra cost if you pick a higher floor or a flat with a nice park view.
  • Parking & Utility Fees: Fixed charges for your covered car parking, power, and water connections.

Frequently Asked Questions (FAQs)

1. What is the standard payment plan available for Prestige Parklane?

It uses a construction-linked plan. You pay in small parts step-by-step as different parts of the building are completed.

2. How much booking amount is required for Prestige Parklane?

You need to pay 10% of the total flat price to lock in your booking.

3. Are bank loans supported for the Prestige Parklane payment plan?

Yes, top banks like SBI, HDFC, ICICI, and Axis Bank offer home loans for this project.

4. Does the base price in the payment plan include GST and registration?

No, GST, Stamp Duty, and registration charges are extra government fees you pay separately.

5. Is there a pre-launch or Expression of Interest (EOI) offer available?

Yes, buyers who express interest early often get early choice of flats and lower special prices.

6. Can I customize or change my payment plan layout later?

You can request changes, but special payment plans must be approved directly by the Prestige sales team.

7. Are there penalties if construction milestones are delayed?

No, because your payments depend on building progress. If work stops or slows down, your payment dates automatically move forward too.